No matter what type of product you sell, the price you charge your customers or clients will have a direct effect on the success of your business.
无论您出售哪种类型的产品，向客户收取的价格或对客户收取的价格都会直接影响您的业务成功。
Before setting a price for your product, you have to know the costs of running your business. If the price for your product or service doesn’t cover costs, your cash flow will be cumulatively negative, you’ll exhaust your financial resources, and your business will ultimately fail.
在为产品定价之前，您必须了解经营业务的成本。如果您的产品或服务的价格不能弥补成本，那么您的现金流量将累计为负，您将耗尽财务资源，最终您的业务将失败。
Reading
资料：Natalie 编辑：Harry
R 1
“Food producers also face large losses on perishable and nutritious food as buyers have become limited and consumption patterns shift. Though food insecurity is by and large not driven by food shortages, disruptions to the supply of agricultural inputs such as fertilizers, seeds or labor shortages could diminish next season’s crop,” it said.
“由于购买者变得越来越有限，消费方式发生了变化，食品生产者在易腐和营养食品方面也面临着巨大的损失。“尽管粮食不安全总的来说不是由粮食短缺引起的，但化肥，种子或劳动力短缺等农业投入品供应的中断可能会减少下一季的收成。”“If farmers are experiencing acute hunger, they may also prioritize buying food today over planting seeds for tomorrow, raising the threat of food shortages later on,” the institution added.
该机构补充说：“如果农民遭受严重的饥饿，他们可能会优先考虑今天购买粮食，而不是明天种下种子，这会在以后增加粮食短缺的威胁。”
R 2
“One of the largest cost factors in any food is the labor cost because the agri-food sector is very labor intensive — you need labor at every stage, from farming to retailing,” Bhuyan said. “So any food that requires a specialized or large labor force to harvest or handle or process, like vegetables, or requires major transportation logistic support, is likely to see a gradual rise in price until the crisis is over.”“任何食品中最大的成本因素之一就是劳动力成本，因为农业食品部门的劳动密集型-从农业到零售的每个阶段都需要劳动力。”像蔬菜一样需要大量劳动力来收获，处理或加工的蔬菜，或者需要大量的运输后勤支持，在危机结束之前，价格可能会逐渐上涨。”Malone suggested consumers may see a similar increase in prices across the board next month.马龙建议，消费者下个月可能会看到类似的价格上涨。”So long as trade restrictions do not become problematic, I would anticipate that we will see the next CPI prices to represent a similar increase to the recent price data,” he said.他说：“只要贸易限制不成问题，我预计下一个CPI价格将代表与近期价格数据相似的涨幅。””One item to watch is garlic, since it is largely imported from China,” he said, further explaining that whether garlic prices rise or fall may be indicative of potential long-term price changes.他说：“值得一看的是大蒜，因为它主要是从中国进口的。”他进一步解释说，大蒜价格的上涨或下跌可能表明潜在的长期价格变化。
R 3
1.Spending Without a Plan
If you don’t have a monthly budget, your money will disappear, and you won’t know where it went. You’ll be like the average American: broke. Too many people live on more than they make and use credit cards to cover the difference. But when you have a plan in place to live on less than you make and save for a rainy day, you’re ahead of the game.
1. 无计划消费
如果你没有每月预算，你的钱就会消失，你也不知道钱都花到哪里去了。你会像普通的美国人一样:破产。太多的人靠比他们赚的更多的钱生活，用信用卡来弥补差额。但是，当你有计划以更少的支出生活、未雨绸缪时，你就走在了前面。
R 4
2. Paying for Convenience
I’m as guilty as anyone of running through the drive-thru at Chick-fil-A because it’s easy (and also, like, so great). But when we’re paying for convenience all the time, we’re letting money slip between our fingers. So, stop and take the time to consider the opportunity cost of all those waffle fries!
2. 支付方便
我和其他在福来鸡(Chick-fil-A)的汽车餐厅里跑来跑去的人一样内疚，因为这很简单(也很好)。但当我们总是为方便而付费时，我们就让钱从指缝间溜走了。所以，停下来，花点时间考虑一下所有这些华夫饼薯条的机会成本!
R 5
3. Spending Without Keeping TrackLosing track of the money you’ve spent or payments you’ve scheduled will eventually come back to bite you, so let’s break this money habit ASAP. Don’t worry, you probably don’t need to whip out a pencil and go to town on your checkbook ledger. That is . . . if you even have a ledger. Thanks to technology, there’s no excuse not to track your spending.
3.没有记录的消费
忘记你所花的钱或计划支付的款项最终会让你吃亏，所以让我们尽快改掉这个花钱的习惯吧。别担心，你可能不需要拿出铅笔，用你的支票簿去镇上。那就是……如果你有账簿的话。多亏了科技，我们没有借口不记录你的支出。
问题来了
作者：Natalie 审稿：Emily
What do you think about the current cost of living in Shanghai? It’s reasonable or too high?
你认为目前上海的生活成本如何?价格合理还是太高了?
Have you noticed the changes about prices these days? What is different compared with the price of the past?
你注意到这几天价格的变化了吗?与过去的价格相比有什么不同?
Do you believe that sometimes price on a large extent can reflect the value of the item that you want to buy?
你是否认为有时价格在很大程度上可以反映你想买的物品的价值?
Do you have the habit to making a plan for spending every week or every month? If you do, how can you stick with it successfully?
你有每周或每个月都制定计划的习惯吗?如果你做了，你如何成功地坚持下去?
Why is important for us to develop a good spending habit?
为什么养成良好的消费习惯对我们很重要
